All other states

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and account balances

• Payment history and credit history

• Overdraft history and account transactions

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank of Pasco chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does First National Bank of Pasco share?

Can you limit this sharing?

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

Yes

Yes

For our affiliates’ everyday business purposes—

information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—information about your creditworthiness

No

We don't share

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

To limit our sharing

• Visit us online: https://fnbpasco.com/privacy-policy or

• Mail the form below or

• Call (352) 521-0141

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call (352) 521-0141 or go to https://fnbpasco.com/privacy-policy

WHAT WE DO

How does First National Bank of Pasco protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First National Bank of Pasco collect my personal information?

We collect information, for example, when you:

• open an account or deposit money

• pay your bills or apply for a loan

• use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• sharing for affiliates' everyday business purposes - information about your creditworthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include financial companies, such as financial companies with a direct ownership connection to First National Bank of Pasco, such as FirstFin Credit.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Nonaffiliates we share with can include financial and nonfinancial companies that share a common goal with First National Bank of Pasco.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partner(s) include financial institutions such as insurance companies and financial product or service marketing companies.

Other important information

Special Notice For California Residents
We will not share information with companies outside the First National Bank of Pasco family of companies (including parent or subsidiary companies), except as permitted by law, unless authorized to do so. California residents will be treated as if they had opted-out of non-affiliate sharing automatically, unless such sharing is permitted by law.

Special Notice For Nevada Residents
We are providing you this notice pursuant to Nevada law. You may be placed on our internal Do Not Call list by calling (352) 521-0141. Nevada requires that we provide contact information for the state's Bureau of Consumer Protection to all consumers that do business with us. The contact information for the Bureau of Consumer Protection, of the Office of the Nevada Attorney General, is provided below.
Address: 555 East Washington Street, Suite 3900, Las Vegas, Nevada 89101
Phone: (702) 486-3132
Email: BCPINFO@ag.state.nv
Website: www.ag.state.nv.us/org/bcp.htm

For Vermont Customers.
• We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. • Additional information concerning our privacy policies can be found at www.FNBPasco.com or call (352)521-0141.

Institutions within First National Bank of Pasco
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial companies with a direct ownership connection to First National Bank of Pasco, such as FirstFin Credit.