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Checking Account Features

  • No analysis fees.
  • Enhanced cash management features.
  • No charge check imaging.
  • No charge Internet Banking with Online Statement and Bill Pay service.  
  • QuickBooks® and Intuit® integration.

Other Available Services  

  • Safe Deposit Boxes.
  • Domestic and International Wires.
  • Payroll Services (Third-Party).
  • Business Credit Cards (Third-Party).
  • Merchant Payment Services (Third-Party).
  • Remote Deposit Capture.
  • Courier Services.

Business Checking Accounts

Account
Features
First Choice
Business Checking
Interest
Checking
First Business
Checking
Minimum Opening Balance $50.00 $1,000.00 $50.00
Monthly Maintenance Fee $0.00 (with Online Statement)
$2.93 (with Paper Statement)
$12.00 $15.00. Additionally, a fee of $0.35 will be charged for each check processed in excess of 100 processed checks during a statement cycle.
Minimum Balance Required to Avoid Monthly Maintenance Fee $0.00 $1,000.00+ at all times during a statement cycle or the average daily balance is $2,000.00+. $2,000.00+ at all times during a statement cycle or the average daily balance is $5,000.00+.
Pillar Checking
Available as a benefit for our Business Customers' Employees
Minimum Opening Balance $10.00
Monthly Maintenance Fee $0.00
Account Features:
  • Complimentary first order of checks, select styles only.
  • 3 "not-on-us" ATM-fee refunds per month (to recover fee, call the Bank).
  • 12 complimentary Cashier's Checks per year.
  • $5.00 discount on 3x5 Safe Deposit Box.
Additional Features
and Benefits
  • Bill Pay
  • Positive Pay
  • ACH Origination
  • Night Deposit
  • Remote Deposit Capture
  • User Management
  • Sweep Accounts
  • Zero Balance Accounts
  • Online Statements with Images
  • QuickBooks® and Intuit® Integration
  • Employee Pillar Checking Benefits
  • Overdraft Protection Plans
  • Multiple Entity Consolidation
  • Online Check-Stop Payments
  • Courier Services Available

Business Savings Accounts

Account
Features
Preferred
Savings
Money
Market
Certificate of
Deposit
Minimum Opening Balance $50.00 $1,000.00 $2,500.00
Maintenance Fee $16.00 Quarterly You may make six (6) covered transfers or withdrawals per calendar month. Additional covered transfers or withdrawals are $2.00 each**. $11.00 Monthly You may make six (6) covered transfers or withdrawals per calendar month or statement cycle. Additional covered transfers or withdrawals are $5.00 each** N/A
Minimum Balance Required to Avoid Monthly Maintenance Fee $300.00+ at all times during a statement cycle or the average daily balance of $2,500.00+. $1,000.00+ at all times during a statement cycle or the average daily balance of $2,000.00+. N/A
Important Features Interest will be credited on tiered balances. Interest accrues daily and is credited quarterly. Interest will be credited on tiered balances. Interest accrues daily and is credited monthly. Interest accrues daily and is credited quarterly. Automatic renewals of CDs are subject to current rate in effect. Penalties are applicable for early withdrawals or closures.

**Covered transactions include preauthorize or automatic transfers by telephone, mobile app and/or Internet banking, or checks. They are limited to six (6) transactions per calendar month or statement cycle.
Transfers or withdrawals made in person, by messenger, by mail, or at an ATM are unlimited and are considered “non-covered” transactions.

Call or visit us today!

To discuss more details with one of our friendly Customer Service Representatives.

Dade City (352) 521-0141
Zephyrhills South (813) 782-1540
Zephyrhills West (813) 779-1905
Lutz (813) 607-2555
Tampa (813) 358-0105

View All Locations Information

We offer a variety of checking accounts to suit your needs. Please take a moment to review the Business Checking Account Checklist to make sure you have the appropriate documents ready when applying for an account. You may also choose to utilize our convenient Business Switch Kit to assist you in the transition.

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